目录
IlilililllIIIIIMlilillilliiiliiDrill11111
“Y302226J7“
3黑龙江省普惠金融发展现状………………………………………………………………………..133.1普惠金融存贷款规模……………………………………………………………………13
>>>>4黑龙江省普惠金融发展水平测度分析……………………………………………………………。2l
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东北农业大学经济学硕上学位论文
5黑龙江省普惠金融发展影响因素实证分析………………………………………………………一265.1指标选取和数据来源……………………………………………………………………265.1.1指标选取…………………………………………………………………………….265.1.2数据来源…………………………………………………………………………….265.2模型构建…………………………………………………………………………………275.3实证分析………………………………………………………………………………一285.3.1固定效应和随机效应检验…………………………………………………………..285.3.2单位根检验………………………………………………………………………….295.3.3协整检验……………………………………………………………………………..305.4实证结果分析……………………………………………………………………………30
5.5本章小结…………………………………………………………………………………31
6促进黑龙江省普惠金融发展对策建议……………………………………………………………。326.1推进金融改革,构建多元化普惠金融体系…………………………………………….32
6。2提升互联网普及率,深化普惠制互联网金融服务…………………………………….32
6.3加强基础设施建设,打通普惠金融服务最后一公里…………………………………一346.4协调区域经济发展,确保普惠金融均衡发展………………………………………….34
6.5缩小城乡居民收入差距,提高普惠金融发展水平…………………………………….35
6.6提高城乡居民教育水平,加强普惠金融知识普及…………………………………….366.7本章小结………………………………………………………………………………..377结论…………………………………………………………………………………………………..38蜀C谢……………………………………………………………………………………………………………………………………….39参考文献………………………………………………………………………………………………一40>>>>攻读硕士学位期间发表的学术论文…………………………………………………………………一43
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CONTENTS
CONTENTS
AbstractinChinese………………………………………………………………………………………………………………….IAbstractinEnglish…………...………………...………….………….…………….…………….…………..………………..III1Introduction…………………………………………………………….…………………………………….…………………….11.1ResearchBackground………………………………………………………………………………………………………..11.1.1ResearchPurpose………………………………………………………………………………………………………..21.1.2Research
Significance………….....…………...………….…………..…………….……………………………….2
1.3ResearchTrendatAbroadandHome…………………………………………………………………………………..31.3.1Foreignliteraturereview….….……………….…………...……….……….…………….....……………………..31.3.2DomeSticliteraturereview……………………………………………………………………………………………41.3.3Domestic
andForeignreviewofliterature...…………...…….……….….…………………………………...5
1.4Themaincontentsofthestudy……………………………………………………………………………………………5I.5
Themain
methodsofthestudy……….…………….....……………...……………….……………………………….6
2Relatedconceptsandthebasictheory…….…...………..…....……….....………………...….…..………….......…72.1Relatedconcepts………………………………………………………………………………………………………………72.I.1Inclusivefinancial……………………………………………………………………………………………………….72.1.2Inclusivedevelopmentfinancecourse…………………………………………………………………………….72.2
Thebasic
theory………………………………….………………………….….………………………………………….…8
deepeningtheory….…....……………......………….......…………………..…………………..……..8theoryofconstraints....………………...………….…....…………………..………………………….9
2.2.I2.2.22.2.32.3
FinancialFinancialWelfare
economicstheory…….....………………….……………...……………………….…………………….10
The
summaryofthischapter…………………….……………….……………………….…………………..………..12
3Inclusivefmancedevelopmentpresentsimafionanalysisin3.1Inclusive
heilongjiangprovince.......................13
financial
deposit
andloan
scale……………………………………………………………………………13
3.2Pratt&whitneydistributionoffinancialinstitutions……………………………………………………………..153.3Inclusivefinancialinfrastructure……………………………………………………………………………………….173.4Inclusive3.54
financialdemand……………………………………………………………………………………………….18
chapter……….....…………….…..……………......……………………..……………………20
leveloffinancialdevelopmentmeasureanalysis……..21
The
summaryofthis
in
Pratt&Whitneyheilongjiangprovince
4.1Pratt&whitneyprinciplesofestablishing
financial
index……………………………………………………..21
4.2Establishinclusivefinancialindex…………………………………………………………………………………….214.3Inclusivefinancialdevelopmentindexcalculation4.4
method…...…………………....……………………..…22
Thedatasource………………………………………………………………………………………………………………23
financial
developmentlevelcomprehensivescore….………………………………………………23
>>>>4.5Inclusive
III
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东北农业大学经济学硕上学位论文
ll
4.6Thesummaryofthischapter………………………………………..………..………..……….…………..……..…..255Anempiricalanalysisoffinancialdevelopmentandinclusiveinfluencefactorsin
Heilongjiang
Province……….……….………………………….………………………….…………………………………………….……一265.IIndexselectionanddata