2018年理财产品行业分析报告

目录

市场概况：板块跑输大盘.............................................................................................................. 4 市场交投略有回落 ...................................................................................................................................................4

传统险企涨跌不一 ...................................................................................................................................................4

债券收益率上行，评估利率拐点已至............................................................................................ 5 利率水平上行 ..........................................................................................................................................................5

评估利率拐点已至 ...................................................................................................................................................7

理财产品收益率上行..................................................................................................................... 9 信贷资产型银行理财产品占比提升..........................................................................................................................9

信托量价齐增 ..........................................................................................................................................................9

券商资管产品新发份额下滑 ..................................................................................................................................10

行业概况..................................................................................................................................... 10 行业总资产相对平稳 .............................................................................................................................................10

万能险持续下滑，原保费维持高增长 .................................................................................................................... 11

存款和其他类资产提升..........................................................................................................................................12

集中度环比保持稳定，上市险企份额持续回升 .....................................................................................................12

开门红波动影响可控 .............................................................................................................................................13

上市险企主要保障产品..........................................................................................................................................14

万能险结算利率与上月持平 ..................................................................................................................................15

本月行业动态 ............................................................................................................................. 16 月度监管汇总 ........................................................................................................................................................16

监管相关 ...............................................................................................................................................................17

行业重大事件 ........................................................................................................................................................18

公司重要事件 ........................................................................................................................................................19

月度投资建议 ............................................................................................................................. 20

图表目录

图 1：本月沪深 300 指数表现 .......................................................................................................................................4 图 2：保险股板块涨跌幅表现（单位：%） ..................................................................................................................4 图 3：中国平安股价及超越大盘表现（单位：元） .......................................................................................................5 图 4：中国太保股价及超越大盘表现（单位：元） .......................................................................................................5 图 5：新华保险股价及超越大盘表现 （单位：元） .....................................................................................................5 图 6：中国人寿股价及超越大盘表现（单位：元） .......................................................................................................5 图 7：西水股份股价及超越大盘表现（单位：元） .......................................................................................................5 图 8：辽宁成大股价及超越大盘表现（单位：元） .......................................................................................................5

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