List ? second-hand housing transaction risk Directory ? ? ? ? ? ? second-hand housing transaction risk Edit this paragraph risk warning
1, to ensure the availability for sale and authenticity, from the Buy-side protection of the source transactions.
Risk Tip: Buy side trading must view the property before the original permit, to avoid "false landlord" fraud.
2, a professional valuation and reasonable Guapai Jia, can shorten the transaction cycle.
Risk Tip: Guapai Jia is too high, the information frozen in limbo transaction cycle lengthening.
3, the seller and the intermediary parties (intermediaries) in a written trust agreement, clear the corresponding rights and obligations of this agreement for the sale of intermediate side-line registration availability, and media advertising.
Risk Tip: To prevent unscrupulous intermediaries are not for the "exclusive trust\
4, real estate trading center of a mandatory requirement, to further ensure the availability of for sale and authenticity.
risk warning: no registration does not allow transfer, registration and filing within 15 days from the date of the transaction can only transfer.
5, confirm the true identity of customers, from the source to protect the seller's transactions.
Risk Tip: alert criminals to examine critically the implementation of the name of home theft and robbery offenses.
6, agents clearly buyers buy side real budget and purchase conditions, targeted to find matching listings.
Risk Tip: purchase goal is not clear, broker listings matching hit rate decrease caused by repeated critically waste of time and effort.
7, buy side and intermediate side (medium side) of a written trust agreement, clear the corresponding rights and obligations, the brokerage side in order to seek the necessary agreement for the buy side and to lead the critically availability.
risk warning: be intermediate harbor has enabled confirmation of the agreement and critically investigate not honest "jump intermediary" behavior, the amount of compensation agreed on the amount of intermediate agreement or Fang Jiakuan of 1%.
8, according to price, area, room type, floor, lots, and other factors surrounding the sale side and buy-side information to optimize the match.
risk warning: The recommended ultra-low-cost broker, one-time payment, the landlord discretionary, the court auction "in house" must be especially careful.
9, Buy side anastomosis of the availability of the broker matching field view.
Risk Tip: wary of unscrupulous landlords in the name of the implementation process in the critically robbery and other criminal acts. Buy side as a woman, to avoid going alone.
10, buy side are looking at the availability of buyers satisfied with the request made by the earnest money paid, including but not limited to price, payment method and time of the gift or discount furniture, appliances, maintenance funds and other costs The settlement terms have not yet reached a consensus agreement.
risk warning: this is the intention if the seller does not agree terms, then the intention money refunded without interest to the buy side; if the seller agreed to sign, then the intent to automatically deposit money, deposit penalties into effect. Buy side at this time if this condition will not go back on purchase, the seller did not receive the delivery
deposit.
11, the seller, including but not limited to price, payment method and time, home appliances furniture gift or discount, the cost of maintenance funds and other terms agreed to purchase a buy-side agreement signed requests.
Risk Tip: If the seller does not agree to sign this intention, the intention money refunded without interest to the buy side; as agreed sign, then the intent to automatically deposit money, deposit penalties into effect. At this point the seller is no longer in this condition go back on sale, should be double the return of the deposit.
12, buy side and commercial loans to fund the first instance, to avoid the loans approved because of obvious factors that can not complete the signing of "real estate contract of sale" caused by breach of contract.
risk warning: signed "real estate contract of sale" before the penalty as "real estate transactions brokered agreement" on the agreement to pay the deposit, signed the "contract for the sale of real estate" after payment for breach of contract, "Real Estate Sale Contract" on agreed liquidated damages, generally
Fang Jiakuan of 20%.
13, the rights and obligations of buyers and sellers in the form of a written contract agreement down, both sides equal respect and restraint.
Risk Tip: housing ownership, payment, payment time, delivery standards, breach of contract provisions, dispute resolution and other relevant provisions shall pay special attention. Before signing the contract proposal to the trade center property to do a comprehensive investigation to see whether the seizure of such hazards.
if the seller has not paid off loans, down payment should be accompanied by the agency for repayment,
14, buyers and sellers to one or both persons who are abroad or when other circumstances need to be notarized contract of sale need to be notarized.
Risk Tip: behind the effect of such contract of sale notarized. Who notary fees in principle, lead to who will pay, if both parties share common cause side.
15, buy side when there is demand for loans apply for commercial loans or fund loans.
risk warning: The maximum amount of loans to loans ratio Fang Jiakuan out loans with the bank assess the value of the low ratio between the two columns to the maximum. If Fang Jiakuan 100 million to banks in price of 96 million, as compared with 70% of loans at this time of the loan amount should be
67.2 million instead of 700 thousand yuan.
16, bank loan applications on the buy side to make a preliminary examination.
risk warning: The material provided loans must meet the requirements of banks, credit lenders become one of the important audit standard.
17, banks and buy side, after review by signing the loan contract, and make clear the rights and obligations.
Risk Tip: When signing the loan contract choice of repayment must meet its own conditions to avoid in the future can not affect the credit repayments on time. Bank transfer in the Trade Center to see him after the item C of E loan, lenders should be a special account for the sale side, guard put
section or other account in the agency's illegal activities.
18, apply for repayment. Prepayment is required appointment to apply for repayment to repay the required materials ready.
Risk Note: appointment bank loan repayment limits for different repayment of loans taken out after his entry warrant before they can write off mortgage to the trading center.
19, after the loan is paid off the seller to cancel after the trade center mortgage registration 7 working days, the right can only be transferred (transfer).
Risk Tip: Mortgage off in time to the trade center after the transfer, the recovery of the housing fund as soon as possible to avoid complications, such as the implementation of new tax policies lead to more taxes and fees.
20, buy outside the direction of balance due to pay the seller than a third payment.
Risk Tip: be sure before you pay the balance of the mortgage the seller is off, otherwise there is no transfer.
21, to housing where the transfer of real estate trading center handling procedures and pay the corresponding taxes.
Risk Tip: Write a receipt is the legal credentials to obtain certificates of title, then transfer to the Buy side housing has, but final payment has not yet recovered, the risk is no doubt in the seller, so the best receipt by the recipient agency or bank to take custody.
22, from the date of delivery within 20 working days to receive a new card products and other rights secured evidence to prove that this card only after a delivery of bank lending.
Risk Tip: Write receipt custodian to receive the new product license, apply to be a good purchase to payment of balance due upon delivery of house procedures delivered to the Buy side to protect the sale of Fangshun Li recovery balance due.
23, buy side to get new products of their own housing after the delivery of evidence, including the maintenance fund, water, electricity, coal, cable TV, broadband and telephone costs of transfer and settlement.
Risk Tip: If the house account, to be agreed in writing within a specified time to move out and set penalties for breach of contract.
本文来源：https://www.2haoxitong.net/k/doc/c5711fc389eb172ded63b765.html
文档为doc格式