商业银行小微企业不良贷款风险防范研究作者：申庆元 高扬来源：《价值工程》2019年第31期
摘要：文章以小微企业为研究主体，以三家银行的小微企业不良贷款为研究对象，通过实地调研访谈形式统计分析出三家银行小微企业不良贷款现状及成因，对比分析三家银行小微企业不良贷款风控制度、风险防范措施，最后提出提升商业银行小微企业不良贷款风险防范策略。
Abstract： The article takes small and micro enterprises as the research subject， and takes the small and micro enterprises' non-performing loans of the three banks as the research object. Through the field research and interviews， the paper analyzes the current situation and causes of the non-performing loans of the three banks in small and micro enterprises， and analyzes the non-performing loans of the three banks in small and micro enterprises. Wind control and risk prevention measures， and finally proposed to improve the risk prevention strategy for non-performing loans of small and micro enterprises in commercial banks.
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