1. ![](https://wkrtcs.bdimg.com/rtcs/image?w=297&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"297","h":"24","dataType":"gif","c":"word/media/image1.png"})
2.我们约定：![](https://wkrtcs.bdimg.com/rtcs/image?w=127&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"127","h":"24","dataType":"gif","c":"word/media/image2.png"})
3. ![](https://wkrtcs.bdimg.com/rtcs/image?w=161&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"161","h":"45","dataType":"gif","c":"word/media/image3.png"})
4.
![](https://wkrtcs.bdimg.com/rtcs/image?w=223&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"223","h":"72","dataType":"gif","c":"word/media/image4.png"})
5.
![](https://wkrtcs.bdimg.com/rtcs/image?w=12&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"12","h":"19","dataType":"gif","c":"word/media/image5.png"})
6. ![](https://wkrtcs.bdimg.com/rtcs/image?w=268&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"268","h":"35","dataType":"gif","c":"word/media/image7.png"})
7. ![](https://wkrtcs.bdimg.com/rtcs/image?w=180&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"180","h":"25","dataType":"gif","c":"word/media/image8.png"})
8. ![](https://wkrtcs.bdimg.com/rtcs/image?w=116&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"116","h":"45","dataType":"gif","c":"word/media/image9.png"})
9. ![](https://wkrtcs.bdimg.com/rtcs/image?w=137&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"137","h":"45","dataType":"gif","c":"word/media/image10.png"})
10. ![](https://wkrtcs.bdimg.com/rtcs/image?w=327&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"327","h":"59","dataType":"gif","c":"word/media/image11.png"})
11.常值死力假定：![](https://wkrtcs.bdimg.com/rtcs/image?w=77&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"77","h":"24","dataType":"gif","c":"word/media/image12.png"})
12. ![](https://wkrtcs.bdimg.com/rtcs/image?w=438&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"438","h":"53","dataType":"gif","c":"word/media/image13.png"})
13. ![](https://wkrtcs.bdimg.com/rtcs/image?w=152&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"152","h":"35","dataType":"gif","c":"word/media/image14.png"})
14. n年定期死亡保险： ![](https://wkrtcs.bdimg.com/rtcs/image?w=169&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"169","h":"40","dataType":"gif","c":"word/media/image15.png"})
15. n年期生存保险：![](https://wkrtcs.bdimg.com/rtcs/image?w=159&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"159","h":"32","dataType":"gif","c":"word/media/image16.png"})
16.延期保险：![](https://wkrtcs.bdimg.com/rtcs/image?w=157&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"157","h":"35","dataType":"gif","c":"word/media/image17.png"})
17.递推公式：![](https://wkrtcs.bdimg.com/rtcs/image?w=351&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"351","h":"27","dataType":"gif","c":"word/media/image18.png"})
18. ![](https://wkrtcs.bdimg.com/rtcs/image?w=127&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"127","h":"27","dataType":"gif","c":"word/media/image19.png"})
19. ![](https://wkrtcs.bdimg.com/rtcs/image?w=212&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"212","h":"45","dataType":"gif","c":"word/media/image20.png"})
20. ![](https://wkrtcs.bdimg.com/rtcs/image?w=251&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"251","h":"27","dataType":"gif","c":"word/media/image21.png"})
21. ![](https://wkrtcs.bdimg.com/rtcs/image?w=159&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"159","h":"45","dataType":"gif","c":"word/media/image22.png"})
22. ![](https://wkrtcs.bdimg.com/rtcs/image?w=96&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"96","h":"25","dataType":"gif","c":"word/media/image23.png"})
23. ![](https://wkrtcs.bdimg.com/rtcs/image?w=85&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"85","h":"24","dataType":"gif","c":"word/media/image24.png"})
24. ![](https://wkrtcs.bdimg.com/rtcs/image?w=132&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"132","h":"27","dataType":"gif","c":"word/media/image25.png"})
25. ![](https://wkrtcs.bdimg.com/rtcs/image?w=89&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"89","h":"27","dataType":"gif","c":"word/media/image26.png"})
26. ![](https://wkrtcs.bdimg.com/rtcs/image?w=167&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"167","h":"45","dataType":"gif","c":"word/media/image27.png"})
27. ![](https://wkrtcs.bdimg.com/rtcs/image?w=84&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"84","h":"35","dataType":"gif","c":"word/media/image28.png"})
28. ![](https://wkrtcs.bdimg.com/rtcs/image?w=71&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"71","h":"27","dataType":"gif","c":"word/media/image29.png"})
29. ![](https://wkrtcs.bdimg.com/rtcs/image?w=313&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"313","h":"59","dataType":"gif","c":"word/media/image30.png"})
30. ![](https://wkrtcs.bdimg.com/rtcs/image?w=109&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"109","h":"27","dataType":"gif","c":"word/media/image31.png"})
31. ![](https://wkrtcs.bdimg.com/rtcs/image?w=108&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"108","h":"35","dataType":"gif","c":"word/media/image32.png"})
32. ![](https://wkrtcs.bdimg.com/rtcs/image?w=212&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"212","h":"41","dataType":"gif","c":"word/media/image33.png"})
33. ![](https://wkrtcs.bdimg.com/rtcs/image?w=89&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"89","h":"23","dataType":"gif","c":"word/media/image34.png"})
34. ![](https://wkrtcs.bdimg.com/rtcs/image?w=87&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"87","h":"27","dataType":"gif","c":"word/media/image35.png"})
35. ![](https://wkrtcs.bdimg.com/rtcs/image?w=97&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"97","h":"24","dataType":"gif","c":"word/media/image36.png"})
36. ![](https://wkrtcs.bdimg.com/rtcs/image?w=124&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"124","h":"25","dataType":"gif","c":"word/media/image37.png"})
37. ![](https://wkrtcs.bdimg.com/rtcs/image?w=108&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"108","h":"24","dataType":"gif","c":"word/media/image38.png"})
38. ![](https://wkrtcs.bdimg.com/rtcs/image?w=65&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"65","h":"24","dataType":"gif","c":"word/media/image39.png"})
39. ![](https://wkrtcs.bdimg.com/rtcs/image?w=103&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"103","h":"45","dataType":"gif","c":"word/media/image40.png"})
40. ![](https://wkrtcs.bdimg.com/rtcs/image?w=77&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"77","h":"45","dataType":"gif","c":"word/media/image41.png"})
41. ![](https://wkrtcs.bdimg.com/rtcs/image?w=89&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"89","h":"45","dataType":"gif","c":"word/media/image42.png"})
42. ![](https://wkrtcs.bdimg.com/rtcs/image?w=96&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"96","h":"45","dataType":"gif","c":"word/media/image43.png"})
43. ![](https://wkrtcs.bdimg.com/rtcs/image?w=88&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"88","h":"45","dataType":"gif","c":"word/media/image44.png"})
44. ![](https://wkrtcs.bdimg.com/rtcs/image?w=84&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"84","h":"52","dataType":"gif","c":"word/media/image45.png"})
45. ![](https://wkrtcs.bdimg.com/rtcs/image?w=156&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"156","h":"27","dataType":"gif","c":"word/media/image46.png"})
46. ![](https://wkrtcs.bdimg.com/rtcs/image?w=101&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"101","h":"52","dataType":"gif","c":"word/media/image47.png"})
47.![](https://wkrtcs.bdimg.com/rtcs/image?w=153&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"153","h":"25","dataType":"gif","c":"word/media/image48.png"})
48. ![](https://wkrtcs.bdimg.com/rtcs/image?w=169&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"169","h":"48","dataType":"gif","c":"word/media/image49.png"})
49. ![](https://wkrtcs.bdimg.com/rtcs/image?w=235&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"235","h":"28","dataType":"gif","c":"word/media/image50.png"})
50. ![](https://wkrtcs.bdimg.com/rtcs/image?w=131&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"131","h":"45","dataType":"gif","c":"word/media/image51.png"})
51. ![](https://wkrtcs.bdimg.com/rtcs/image?w=223&md5sum=2d2bd97678bc143f2fa865881a50bf9e&sign=7458b61040&rtcs_flag=1&rtcs_ver=3.1&l=webapp&bucketNum=49&ipr={"t":"img","w":"223","h":"64","dataType":"gif","c":"word/media/image52.png"})
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