国际支付与结算 - -课后答案 - - 清华大学出版社 - 北京交通大学出版社版

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Chapter 1 Brief Introduction to International Trade

.Fill in the blanks to complete each sentence.

1. An international sales contract is not merely a document setting forth quantity, price, delivery arrangement of the product; it must also take into account the local legal system and political and exchange risks in the country involved.

2. Settlement on commercial credit usually includes payment in advance, open account, remittance and collection.

3. Settlements on bank credit include letter of credit and bank guarantee.

4. Trade terms are also called price terms and delivery terms.

5. While the EXW ( Ex Works) terms represents the minimum obligation for the seller, DDP represents the maximum obligationa.

6. Payment in advance is most advantageous to the seller.

7. Open account is least advantageous to the seller.

8. Collection can be divided into documentary collection and clean collection.

. Define the following terms.()

.Translate the following terms or sentences into English.

1.以银行信用为基础的结算:settlement on bank credit

2.货币波动的可能性:the potential of the fluctution of currency

3.出口清关:clear the goods for export/export clearance)

4.支付保费: pay the insurance premium

5.办理出口手续: hanlde export formality

6.国际贸易的主要参与者:major participants in international trade

7.商品检验条款:commodity inspection clause

8.履行交货责任:fulfill the obligation to deliver goods

9.货物已越过船舷:the goods pass the ship’s rail

10.国际贸易合同是在与国内贸易合同完全不同的环境下进行的。

The international trade contract is carried out under an entirly different enviroment from domestic trade.

.Decide whether the following statements are true or false.

1.F. 2.F 3.T 4.T 5. T 6.T 7.F 8.T 9.T 10.F

.Choose the best answer to each of the following statements.

1.B 2. C 3. C 4. B 5.D 6.D

7.A 8.C 9. A 10. D 11.B 12.D 13.D 14.C 15.D 16.D 17.C

18.A 19.C 20.A

Chapter 2 Introduction to International Payments and Settlements

. Fill in the blanks to complete each sentence.

1. Before the sixth century B.C., goods were exchanged between traders in different countries on a barter basis.

2. A coin ended the barter transactions.

3. The shipment of gold or silver across national boundaries was both expensive and risky.

4. Nostro account means our account.

5. Vostro account means your account.

6. To Bank of China, a RMB account held by Bank of England is called vostro account.

7. If a British bank has an account in Paris with a French bank, it will refer to that account as nostro account.

8. Control documents are lists of specimen of authorized signatures, telegraphic test keys, terms and conditions and SWIFT authentic key.

.Define the following terms.

1. correspondent relationship

2. international settlement

3. visible trade

4. financial transaction

5. vostro account

()

.Translate the following terms into English.

1.商业信用commercial credit

2.控制文件control documents

3.账户关系account relationship

4.现金结算cash settlement

5.金融中介financial intermediary

.Decide whether the following statements are true or false.

1.T. 2.F 3.F 4.T 5. F

.Choose the best answer to each of the following statements.

1.B 2. C 3. D 4. A 5.D 6.B

7.B 8. D 9. A 10. B

Chapter 3 Credit Instruments

.Translate the following terms into English.

1.一般划线支票general crossed check

2.特殊划线支票special crossed check

3.过期支票out of date check

4.未到期支票post-dated check

5.大小写金额amount in words and in figures

6.空白背书general(blank) endorsement

7.特别背书special endorsement

8.限制性背书restrictive endorsement

9.跟单汇票documentary bill

10.即期汇票sight(demand) bill of exchange(exchange/draft)

11.远期汇票usance(time/term) bill of exchange(exchange/draft)

12.承兑汇票accepted bill of exchange(exchange/draft)

13.可确定的未来某一天determinable future time

14.光票clean bill

15.流通票据negotiable instrument

16.贴现行discouting bank

17.商人银行commercial bank

18.无条件付款承诺unconditional promise to pay

19.负连带责任 related liability

20.出票后90天付款at 90 days after date pay to

.Define the following Terms.

1. negotiable instrument

2. bill of exchange

3. check

4. documentary bill

5. crossing

()

.Decide whether the following statements are true or false.

1.T 2.F 3.T 4.F 5.T 6.F 7.T 8.T 9.F 10.T 11.F 12.T 13.T

14. F 15.F 16. F 17.T 18. F 19.F 20. F

. Choose the best answer to each of the following questions

1.此题有误(drawee/payer) 2.A 3.C 4.B 5.C 6.B 7.A 8.C 9.B 10.B 11.B 12.C 13.C (此题不严谨) 14.C 15.C 16.B 17.B 18.A 19.A 20.C

. Read the following draft and give your answer to each of the following questions.

1.Drawer: China National Crafts Imports & Export Corporation, S.B

2.Drawee: ABC Company, London

3.Payee: The order of the Bank of China

4.Tenor draft

5.In two sets

6.Shanghai

.Please draw a draft according to the following conditions.

.Complete the check according to the information.

VII题的划线因为Word 文档中无旋转功能,因此你们自己在开立该支票时,格式上需要进行相应调整,为平行线。)


Chapter 4 International Bank Remittance

.Fill in the blanks to complete each sentence.

1. beneficiary

2. payment order, airmail advice, credit advice/please debit advice

3. the remittance amount is large, the transfer of funds is subject to a time limit, test key

4. collect the proceeds through his own bank for his account

5. debit, credit

6. demand draft

7. act of dishonor

8. Swiftness, reliability, safety, inexpensiveness

9. “Please debit the sum to our account with you /You are authorized to debit the sum to our account with you.”

10. delivery of the goods

.Define the following terms.

1.international remittance

2.remitting bank

3.mail transfer

4.demand draft

5.cancellation of the reimbursement

()

.Translate the following terms into English.

1. 汇款通知单remittance notification

2. 汇出汇款outward remittance

3. 国际汇款单international money order

4. 往来账户nostro and vostro account

5. 自动支付系统automated payment system

6. 作为偿付in cover

7. 赔偿保证书letter of indemnity

8. 信汇通知书airmail advice

9. 汇票的不可流通副本non-negotiable copy of the draft

10. 首期付款down payment

.Choose the best answer to each of the following statements.

1. B 2. C 3. A 4. B 5. D 6.D 7.B 8.C 9.A 10.A

Chapter 5 Collection

.Fill in the blanks to complete each sentence.

1. presenting bank

2. title documents, pays the draft, accepts the obligation to do so.

3. legal, exchange control authorities

4. the payment is made

5. open account,advance payment

6. Inward collection

7 remitting bank

8. trust receipt

9. documents against payment at sight

10. documents, draft, and collection order

.Define the following terms.

1.collection

2.case of need

3.documentary collection

4.outward collection

5.collection bill purchased

()

.Translate the following terms into English.

1. 凭单付款make payment against documents

2. 商业承兑汇票trader’s acceptance draft

3. 需要时的代理人representative in case of need

4.出口押汇 bill purchased

5.物权单据 title documents

6. 以寄售方式on consignment

7. 直接托收direct collection

8. 货运单据shipping documents

9. 付款交单documents against payment

10. 远期付款time draft

.Choose the best answer to each of the following statements.

1. A 2. B 3. C 4. A 5. B 6.A 7.D 8.A 9.A 10.D

Chapter 6 Letter of Credit

. Define the following terms.

1.letter of credit

2.confirmed letter of credit

3.revolving credit

4.confirming bank

5.applicant of the credit

()

. Translate the following terms into English.

1. 未授权保兑silent confirmation

2. 有效地点为开证行所在地的柜台expiry place is the issuing banker’s counter

3. 凭代表物权的单据付款make payment against the title documents

4. 信用证以银行信用代替了商业信用A letter of credit is based on bank credit instead of commercial credit.

5. 信用证独立于它所代表的商业合同A letter of credit stands independent of the sales contract.

. Decide whether the following statements are true or false.

1.F 2.F 3.T 4.F 5.T 6.F 7.T 8.T 9.F 10.F

11.T 12.T 13.F 14.F 15.T

.Choose the best answer to each of the following statements.

1. B 2. C 3. D 4. B 5. A 6.A 7. D 8. C 9. C 10. B

11. D 12. D 13. A 14. D 15. A 16. D 17. D 18. D 19. A 20. B

Chapter 7 L/C Practice

.Fill in the blanks to complete each sentence.

1.completeness, correctness, consistency

2.underlying transaction

3.authorized signature, test key

4.be in accordance with(be complied with), be consistence

5.ISO currency code

. Translate the following terms into English.

1.信用证表面的真实性apparent authenticity of the credit

2. 标准国际银行惯例bank’s regular practice

3. 信息交换系统data communication network

4. 有足够的资金来支付信用证have sufficient funds to reimburse the credit

5. 买方考虑自己的而要求也同样的重要It is equally important that the buyer’s own requirements be taken into account.

.Decide whether the following statements are true or false.

1.F 2.F 3.F 4.T 5.F 6.T 7.T 8.T 9.T 10.T

.Choose the best answer to each of the following statements.

1. C 2. D 3. C 4. B 5. C 6.C`7. A 8. A 9. D 10.C

11. A 12. D 13. D 14. A 15. B

Chapter 8 Documents Under the Credit

.Define the following terms.

. Translate the following terms into English.

本章所给的专业术语不够专业(略)。请参照下面我补充的术语来掌握。

货物收据 receipt of goods

提单是货物收据和交货合约A bill of exchange is both a receipt for merchandise and a contract to deliver the goods.

多式联运 multi-modal bill of lading

转运提单transshipment bill of lading

集装箱运输提单container bill of lading

直达提单straight bill of lading

托运人抬头提单shipper’s order bill of lading

海运提单marine bill of lading

简式提单Short form bill of lading

租船合约提单charter party bill of lading

班轮提单liner bill of lading

.Decide whether the following statements are true or false.

1.F 2.F 3.F 4.F 5.F 6.F 7.F 8.T 9.T 10.F

.Choose the best answer to each of the following statements.

1. A 2. B 3. D 4. A 5. C 6.C 7. C 8. A 9. D 10.A

11. D 12. D 13. C 14. A 15. A 16.A 17.B 18.A 19.C 20.D

Chapter 10 Letter of Guarantee

.Fill in the blanks to complete each sentence

1. secure mechanism for payment; a contractor uses a guarantee as default instrument

2. party tendering; the contract has been awarded

3. presentation of the beneficiary’s demand and stipulated documentation

4. issue a guarantee directly to the beneficiary

5. Unconditional bonds

6. withdraw its bid; accept the award of contract in its favor; between 2% and 5%

7. UCP for documentary credits; Uniform Rules for Demand Guarantee(URG)

8. An advance payment

9. borrower; the lender(beneficiary)

10. counter indemnity

. Define the following terms

Ⅲ. Translate the following terms into English.

1.履约保函 performance bond

2.担保书letter of gurantee

3.反赔偿

4.附属保函 accessory guarantee submission of tender

5.备用信用证standby letter of credit

6.工程承包 engineering contracting

7.基础交易basic transcation

8.见索即付保函demand guarantee

9.延期付款保函deferred payment guarantee

10. 反担保 counter guarantee

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