银行贷款基准利率调整表

六个月(含)

一年(含)

一至三年(含)

三至五年(含)

五年以上

1996.5.1

9.72%

13.14%

14.94%

15.12%

1996.8.23

9.18%

10.08%

10.98%

11.70%

12.42%

1997.10.23

7.65%

8.64%

9.36%

9.90%

10.53%

1998.3.25

7.02%

7.92%

9.00%

9.72%

10.35%

1998.7.1

6.57%

6.93%

7.11%

7.65%

8.01%

1998.12.7

6.12%

6.39%

6.66%

7.20%

7.56%

1999.6.10

5.58%

5.85%

5.94%

6.03%

6.21%

2002.2.21

5.04%

5.31%

5.49%

5.58%

5.76%

2002.2.21优惠利率

--

4.77%

4.77%

4.77%

5.04%

2004.10.29

5.22%

5.58%

5.76%

5.82%

6.12%

2004.10.29优惠利率

--

4.95%

4.95%

4.95%

5.31%

2006.4.28

5.40%

5.85%

6.03%

6.12%

6.39%

2006.4.28优惠利率

4.59%

4.97%

5.13%

5.20%

5.43%

2006.8.19

5.58%

6.12%

6.30%

6.48%

6.84%

2006.8.19优惠利率

4.74%

5.20%

5.36%

5.51%

5.81%

2007.3.18

5.67%

6.39%

6.57%

6.75%

7.11%

2007.3.18优惠利率

4.81%

5.43%

5.58%

5.73%

6.04%

2007.5.19

5.85%

6.57%

6.75%

6.93%

7.20%

2007.5.19优惠利率

4.97%

5.58%

5.74%

5.89%

6.12%

2007.7.21

6.03%

6.84%

7.02%

7.20%

7.38%

2007.7.21优惠利率

5.13%

5.81%

5.97%

6.12%

6.27%

2007.8.22

6.21%

7.02%

7.20%

7.38%

7.56%

2007.8.22优惠利率

5.28%

5.97%

6.12%

6.27%

6.43%

2007.9.15

6.48%

7.29%

7.47%

7.65%

7.83%

2007.9.15优惠利率

5.51%

6.20%

6.35%

6.50%

6.66%

2007.12.21

6.57%

7.47%

7.56%

7.74%

7.83%

2007.12.21优惠利率

5.58%

6.35%

6.43%

6.58%

6.66%

2008.9.16

6.21%

7.20%

7.29%

7.56%

7.74%

2008.10.08

6.12%

6.93%

7.02%

7.29%

7.47%

2008.10.30

6.03%

6.66%

6.75%

7.02%

7.20%

2008.11.27基准利率

5.04%

5.58%

5.67%

5.94%

6.12%

按揭利率（下浮15％）

4.28%

4.74%

4.82%

5.05%

5.20%

按揭利率（下浮30％）

3.528%

3.906%

3.969%

4.179%

4.284%

2008.12.23基准利率

4.86%

5.31%

5.40%

5.76%

5.94%

按揭利率（下浮30％）

3.402%

3.717%

3.78%

4.032%

4.158%

2010.10.20基准利率

5.10%

5.56%

5.60%

5.96%

6.14%

2010.12.26基准利率

5.35%

5.81%

5.85%

6.22%

6.40%

2011.02.09基准利率

5.60%

6.06%

6.10%

6.45%

6.60%